Understanding home improvement loans in California is crucial for homeowners looking to renovate. This guide explores loan options, eligibility, and benefits.
A house repair loan is a wise decision for financing necessary renovations, remodels, and upgrades to your property.
Understanding home improvement loan credit score requirements, as well as basic financing options, is essential to successfully funding your renovation project.
Types of loans for home renovation include personal loans, home equity loans, HELOCs, FHA 203(k) loans, cash-out refinances, and RenoFi loans.
Home improvement financing refers to the various methods homeowners can use to fund renovations, repairs, or home upgrades.
Financing home renovations involves several different methods homeowners can use to secure funds for renovating, remodeling, or repairing their homes.
Free home repair grants for senior citizens are provided by government agencies, nonprofits, or private groups to assist older adults with home …
Discover the differences between Freddie Mac ChoiceRenovation Loans and RenoFi Loans and how they both work for financing renovations.
Comparing rates, finding the best terms, and spending hours researching lenders is a hassle. With RenoFi, your advisor will find a lender that fits …
Discover home improvement loan options to upgrade your home. Get expert advice and tips to secure the best type of loan for your needs.
From equity-light to airy and bright: how these new homeowners transformed their home before the stay-at-home order.
For Katie and Ken, in a highly-competitive market, their starter home became their best option for the home they needed on a street they love. Hear …
For their major renovation project, Joanne and David discovered a source of funding they had no idea was possible thanks to RenoFi’s connections. With …
From gutted to grand, an eleventh-hour RenoFi Loan helped this family upgrade as they downsized.
DJ & Vanessa were just about to close on a traditional construction loan when they discovered RenoFi's renovation home equity loan, which saved them …
With a renovation home equity loan, Justin & Nicki discovered they didn’t have to give up the location they love to get the home they love too. Take a …
What is loan-to-value ratio and how does it affect how much you can borrow with a home loan?
Here’s a little background on the different factors that will dictate your rate for a RenoFi Loan. There are four main components that lenders will …
Most homeowners have better options to finance a renovation than a personal loan, but many don’t know what these are and why they’re more suitable.
RenoFi’s newest product provides a fixed-rate solution for renovating homeowners
RenoFi went to the Philly Home Show in January with the goal of educating homeowners on financing their renovations, but we learned a lot too! Check …
You cannot recast an FHA loan, as government-backed loans such as FHA, USDA, and VA do not offer a recasting option.
A joint FHA loan enables two people to apply together for a home loan when their incomes may not be enough to qualify individually.
No Doc HELOC is a loan allowing homeowners to borrow against home equity without traditional income documentation like tax returns or employment history.
You can get a no appraisal home equity loan that allows you to quickly access funds without the hassle of an appraisal.
A home equity loan with a cosigner may help increase your chances of getting a home equity loan compared to applying on your own.
Home equity is the portion of your home that you own, calculated as the difference between your property's market value and your outstanding mortgage balance.
Hard money construction loans are a fast and flexible way to secure lending backed by real estate properties.
Explore types of construction loans, including an innovative alternative, RenoFi loans, which provide higher borrowing power based on your home’s future value.
Learn the ins and outs of construction loans, from the application process to disbursement and major risks. Make informed decisions for financing your construction project.
There’s a better financing option for your home improvements.
FHA 203k loan rates are typically 0.5-1% higher than typical FHA loans because 203k loans let you buy and fix up a house with just one mortgage.
HELOC requirements typically include having sufficient equity in a borrower's home and a good credit score, among other qualifications.
A 100 LTV HELOC allows you to borrow against the full appraised value of your home, giving you access to a substantial amount of funds.
A no-income verification home equity loan, or NIV loan, allows homeowners to access the equity in their home without providing traditional income documentation.
Getting a HELOC with a 650 credit score, while not ideal, does not typically exclude you from getting a loan.
Looking to put an addition on your home? Learn about the types of home addition loans, their pros and cons, and how to use them to finance your project.
An expert guide to everything you need to know about home renovation loans. Boost your borrowing power by discovering the best renovation loans that factor in the after-renovation value, and tackle your entire home improvement wish list in one go!
Learn why most homeowners shouldn’t use an unsecured home improvement loan to finance a renovation project and what your alternative options are.
Realizing that it’s possible to turn your current home into a home you love is a great feeling. Discovering the smartest way to do it through a RenoFi Home Equity Loan is even better. We'll help you gather everything you need to apply with one of our lending partners using this helpful checklist.
Generally, you can’t directly deduct the cost of home renovation projects from your taxable income.
Finding the best way to pay for a home renovation project can be confusing, and in this guide, we walk you through all of the different options that you have available and lay down the pros and cons of each one.
Home repair grants for disabled homeowners are financial assistance programs provided by some government and non-government agencies for qualified individuals.
Looking for the best loan to finance your home renovation project? These are the biggest reasons why you should consider a RenoFi Loan rather than a Fannie Mae Homestyle Renovation Loan.
A comprehensive guide to Fannie Mae HomeStyle renovation loans and if they are the best way to finance your renovation.
Home renovation financing, and specifically PACE loans, got a major shout out on the most recent episode of Last Week Tonight with John Oliver.