Other Loan Types

A construction loan for remodeling is a type of financing that helps homeowners tackle renovations and improvements to their homes.

A construction loan for home renovation helps homeowners cover extensive remodeling projects. Find out if it’s the best fit for your renovation project.

To get a construction loan for a house, you must understand the loan’s features and requirements. Learn how to qualify and the key factors to consider.

Owner builder construction loans let you finance your home construction while acting as your own contractor, with funds released in stages based on milestones.

To get a construction loan, prepare the project costs, select a credible builder, and apply with a lender who releases money in stages during construction.

Construction loan requirements include credit score, income proof, and a construction plan. Learn how RenoFi Loans offers a simpler financing option.

Qualifications for construction loan approval include a good credit score, steady income, and detailed plans. Read on to learn more.

Hard money construction loans are a fast and flexible way to secure lending backed by real estate properties.

Explore types of construction loans, including an innovative alternative, RenoFi loans, which provide higher borrowing power based on your home’s future value.

Learn the ins and outs of construction loans, from the application process to disbursement and major risks. Make informed decisions for financing your construction project.

There’s a better financing option for your home improvements.

Why your contractor should have these two items before they start your renovation project.

Understanding how home equity works is crucial for homeowners looking to tap into the value of their residential properties.

Home equity loans and mortgages both use a property as collateral; home equity loans fund projects like renovations, while mortgages are for property purchases.

A home equity loan and cash out refinance are two ways to tap into your home's equity for financing. Compare these options to decide which is right for you.

Pros and cons of a home equity loan help you decide if borrowing against your home’s equity is the best way to finance renovations or major expenses.

Reverse mortgages and home equity loans both assist homeowners in accessing their home equity and translating it into cash.

To get a home equity loan, evaluate your finances and verify your home's equity, compare lender rates, and explore flexible options to fund your renovation.

Whether a home equity loan is ideal depends on several factors, including your financial health and your goals for the future.

A home equity line and home equity loan are types of financial products that allow homeowners to borrow against the equity they’ve built up in their homes.

Home equity loan guidelines help homeowners understand key factors like LTV, credit score, and debt-to-income ratio to secure the best loan terms.

Home equity lines of credit and home equity loans use the borrower’s property as collateral and usually provide better interest rates than other loan types.

Yes, you can refinance a home equity loan with a good credit score, sufficient home equity, stable income, a low debt-to-income ratio, and home ownership.

No Doc HELOC is a loan allowing homeowners to borrow against home equity without traditional income documentation like tax returns or employment history.

You can get a no appraisal home equity loan that allows you to quickly access funds without the hassle of an appraisal.

A home equity loan with a cosigner may help increase your chances of getting a home equity loan compared to applying on your own.

Home equity is the portion of your home that you own, calculated as the difference between your property's market value and your outstanding mortgage balance.

A 95 LTV HELOC is a home equity line of credit that lets you borrow up to 95% of your home’s value, giving you a lot of flexibility to cover big expenses.

Considering a Home Equity Loan to finance renovations? DON'T apply for a Home Equity Loan until you've read this expert guide!

Learn what home equity is and how to use it. Find expert tips on how to increase home equity through home improvement.

Some home improvements can be tax deductible such as capital improvements along with the interest on the loan depending on your situation.

Will your RenoFi Loan application be approved by a lender? Here’s a list of the most common reasons homeowners are unable to qualify for a RenoFi Loan, as told to us by lenders offering RenoFi Loans.

Home remodel loans help fund major home renovations, structural changes, or upgrades, boosting your home's value and comfort.

Conducting thorough due diligence when hiring a contractor is crucial for ensuring a successful project and avoiding potential pitfalls.

A home loan for renovation entails several types of loans used to finance home renovation and improvement projects.

Home loans offer financing for purchasing, building, or renovating a property, with the property itself serving as collateral for the lender.

Generally, you can’t directly deduct the cost of home renovation projects from your taxable income.

Finding the best way to pay for a home renovation project can be confusing, and in this guide, we walk you through all of the different options that you have available and lay down the pros and cons of each one.

Getting a home improvement loan gives homeowners the opportunity to tackle costly projects around their homes and on their property.

An unsecured home improvement loan allows borrowers to access funds without using collateral as security, relying on their creditworthiness for approval.

Home rehab loans are designed to transform properties that need extensive updates or repairs to bring them up to the proper standards.

Hard money rehab loans offer real estate investors financing options using real properties as security, allowing borrowers to negotiate loan terms with lenders.

Federal Housing Administration (FHA) loans are all-inclusive purchase and renovation funding secured by the US government to improve property habitability.

The best way to finance home improvements depends on your borrowing power and comparing different options to choose the right loan for your needs.

To get a home improvement loan, evaluate different financing options, compare lenders, and select the best loan to fund your project affordably.

A conventional rehab loan is a mortgage that allows homeowners to finance both a home purchase and the cost of renovating it in one loan.

Home remodel loans are personal loans that allow homeowners to finance upgrades and improvements to their homes.

Personal loans for home improvement projects are just one possibility among many to fund renovations. Explore financing options to find out what's best for you.

Financing for home improvement needs careful planning, but exploring loan choices and smart funding methods can help you fund your project confidently.

The best home improvement loans can finance major renovations, such as kitchen upgrades, room additions, or building an ADU.

Rehab loans, fix-and-flip, or home improvement loans, help homeowners or investors buy and renovate houses under one mortgage.

Financing a home addition can be done through home equity loans, HELOCs, construction loans, FHA 203k, home improvement loans, credit cards, and RenoFi. Learn more here.

Home renovation loans provide funds to renovate, rehab, or purchase a home to increase property value using RenoFi, FHA 203k, Home Equity Loan, HELOC, and more.

Learn why most homeowners shouldn’t use an unsecured home improvement loan to finance a renovation project and what your alternative options are.

Realizing that it’s possible to turn your current home into a home you love is a great feeling. Discovering the smartest way to do it through a RenoFi Home Equity Loan is even better. We'll help you gather everything you need to apply with one of our lending partners using this helpful checklist.