Home Renovation Loans

Room Guides

Financing a home build can be challenging, but RenoFi is here to help you with your ADU addition. Learn more about your ADU loan options.

RenoFi Resources

Understand the true meaning of ARV in real estate. Gain insight into how knowing your home’s after repair value can help secure financing.

Loan Education

Discover home improvement loan options to upgrade your home. Get expert advice and tips to secure the best type of loan for your needs.

Room Guides

Explore ADU housing and the 2023 challenges for accessory dwelling units. Gain insights into trends, regulations, and considerations. Find affordable ways to fund your ADU renovation project.

Design

The outside of your home is the first thing people see and the biggest thing they’ll remember. Curb appeal is an easy way to add value to your home. Learn the top ways to improve your curb appeal!

Renovation Education

No matter what the motivation for your home renovation may be, you’ll want to know that your money is well spent. RenoFi is sharing the improvements that provide the best return on investment (ROI) to increase your home's value.

Renovation Education

Find the 10 best ROI home improvement projects for 2023. No matter what the motivation for your home renovation may be, you’ll want to know that your money is well spent. These are the home improvements that provide the best return on investment (ROI) to increase your home’s value.

Loan Education

Decide if a HELOC vs Home Equity Loan is best for you. Figure out how useful they could be towards financing major projects like that home renovation you’ve been planning with this guide.

Design

See how the pandemic affected interest in top renovation projects this year.

RenoFi Resources

RenoFi’s latest research reveals the most perfect places in the United States for your forever home.

Room Guides

A cost breakdown of remodeling a kitchen in 2023 and tips on how to save money while remodeling.

Room Guides

A cost breakdown of finishing a basement in 2023, factors affecting cost, and tips on how to save money while finishing a basement.

Room Guides

An expert analysis of the cost per square foot of building a deck, replacing a deck, and building a patio in 2023. This article also provides everything a homeowner needs to know about deck labor costs.

Loan Education

An expert guide to everything you need to know about home renovation loans. Boost your borrowing power by discovering the best renovation loans that factor in the after-renovation value, and tackle your entire home improvement wish list in one go!

Loan Education

For some homeowners, a traditional cash-out refinance isn’t going to be the best way to pay for home improvements. Make sure you explore your options to finance your renovation wishlist before going down this route.

Loan Education

Learn why most homeowners shouldn’t use an unsecured home improvement loan to finance a renovation project and what your alternative options are.

Loan Education

Paperwork and lack of information are some of the biggest reasons why most people have never used, let alone ever heard of renovation loans to finance home remodels - until RenoFi.

Loan Education

Looking for the best loan to finance your home renovation project? These are the biggest reasons why you should consider a RenoFi Loan rather than a Fannie Mae Homestyle Renovation Loan.

Room Guides

An expert take on the best backyard landscaping loans, and backyard renovation costs.

Room Guides

A guide to financing a finished basement or remodel project in 2023

Renovation Education

You’ll have a lot of decisions to make during your home renovation—how to pay for it is probably the biggest. That’s because making an investment in a home you love right now shouldn’t end up costing you for years to come. But too often homeowners make really bad choices when it comes to financing their project, and that’s exactly what happens.

Loan Education

Finding the best way to pay for a home renovation project can be confusing, and in this guide, we walk you through all of the different options that you have available and lay down the pros and cons of each one.

Renovation Education

Looking for ways to save money on home renovations? You’re not the only one. Read on to discover some money-saving tips, and some ways to revise your project if your quote gets too expensive.

Room Guides

How much does it cost to build an ADU? From prefabs to converting your garage, our guide breaks down the price of your ADU project.

Room Guides

Use our guide to learn how to finance your bathroom remodel, and find out how RenoFi can help.

Before and After Renovations

A RenoFi home renovation loan helped this New Jersey couple remodel their less-than-perfect home in their perfect location

Before and After Renovations

From equity-light to airy and bright: how these new homeowners transformed their home before the stay-at-home order.

Before and After Renovations

See how this backyard went from barren to beautiful with a RenoFi Loan.

Before and After Renovations

For Katie and Ken, in a highly-competitive market, their starter home became their best option for the home they needed on a street they love. Hear why they became such big advocates of the renovation home equity loan after months of searching and planning.

Before and After Renovations

See how this entire first floor transformed with a RenoFi Loan.

Before and After Renovations

For their major renovation project, Joanne and David discovered a source of funding they had no idea was possible thanks to RenoFi’s connections. With low interest rates and a quick turnaround time, this loan made their renovation dreams happen exactly how they hoped.

Before and After Renovations

From gutted to grand, an eleventh-hour RenoFi Loan helped this family upgrade as they downsized.

Before and After Renovations

DJ & Vanessa were just about to close on a traditional construction loan when they discovered RenoFi's renovation home equity loan, which saved them $119k in future interest. Check out the details of their major home renovations and the challenges they faced before meeting RenoFi.

Before and After Renovations

With a renovation home equity loan, Justin & Nicki discovered they didn’t have to give up the location they love to get the home they love too. Take a look before renovations begin and hear more of their story in the after renovations follow up!

Before and After Renovations

Justin and Megan reveal how a RenoFi Loan brought their renovation vision - and RenoFi the company - to life.

Design

Considering a home update? Here are the top tricks and tricks to reduce energy consumption and decrease your carbon footprint through home improvement projects and design.

Room Guides

If you are looking to maximize your landscaping space, you may be wondering what you can and cannot build in your backyard. Check out our guide.

Renovation Education

Learn what will happen if you renovate your home without applying for the necessary building permits. Gain insight into the type of renovations homeowners can and cannot do without a local permit.

Room Guides

Could an inground pool add value to your home? Read our guide to learn more about the cost of an inground pool.

Room Guides

Looking to renovate or convert your garage? RenoFi will break down garage remodeling costs to get your started with this project.

Renovation Education

Everything you need to know about building permits for your upcoming home remodel.

Loan Education

A comprehensive guide to Fannie Mae HomeStyle renovation loans and if they are the best way to finance your renovation.

Loan Education

Discover the differences between FHA 203k Loans and Fannie Mae HomeStyle Loans and how they both work for financing renovations.

Loan Education

Learn what FHA 203k rehab loans are, who qualifies and how they work, as well as seeing how the alternatives stack up.

Room Guides

A new roof is not cheap. Looking for the best way to finance a new roof? Our guide will help you sort through your roof financing options.

Room Guides

Solar can be a great way to reduce your utility bills, but most homeowners will need to finance the panels and installation. Learn how a RenoFi loan can help!

Loan Education

Discover the differences between Freddie Mac ChoiceRenovation Loans and RenoFi Loans and how they both work for financing renovations.

Room Guides

Find the best loans to finance your next garage add-on, remodel, or detached structure project. Learn everything you need to know about garage financing.

Room Guides

In this article, we’ll discuss why seniors wish to age in place, provide several renovation suggestions for safe senior living, and discuss how RenoFi can help finance your home remodeling projects.

Loan Case Studies

Find out how a homeowner used a RenoFi fixed rate home equity loan to finance renovation and see real-life statistics of the home’s after renovation value.

RenoFi Resources

See how much you can borrow with a renovation loan for your home remodeling project, and learn more about how the home improvement loan calculator works.

Loan Education

Here’s a little background on the different factors that will dictate your rate for a RenoFi Loan. There are four main components that lenders will use to determine your rate.

Renovation Education

Is now the right time to renovate? This article will discuss how inflation affects home improvement costs and how you can save money during this turbulent time.

Renovation Education

How long will your renovation project take? Let’s break down the timeline on the top remodeling projects.

Room Guides

Our guide breaks down outdoor kitchen cost to prepare you for your remodel. We provide cost estimates while offering some money-saving tips.

Room Guides

The average bathroom remodel cost is between $6,500 and $20,000. Read our guide to learn where all of this money will be going during the renovation.

Room Guides

On average, you’ll be able to recoup between 56-64% of renovation costs.

RenoFi Resources

With record home prices in 2021, how much more will home prices increase in 2022? Well, it depends on where you live.

RenoFi Resources

Comparing rates, finding the best terms, and spending hours researching lenders is a hassle. With RenoFi, your advisor will find a lender that fits your needs with an easy, streamlined process.

Design

Looking to create a backyard retreat to get away from it all? Read our guide for woman cave she shed interior ideas.

Room Guides

Check out our comprehensive guide to inground pool loans. We explain financing and what it takes to break ground on the pool of your dreams!

Renovation Education

When it comes to permits for home improvements and renovation requirements, no city is exactly the same. Here's a guide to obtaining building permits for home improvements in the Greater Philadelphia Area.

Loan Education

Discover the reasons why you shouldn’t rely on an FHA 203k, Fannie Mae HomeStyle or a construction loan to buy and renovate a fixer upper and learn about the alternatives.

Room Guides

Here’s our complete guide to designing a home office space that fits your needs. From cost, to design, to renovation planning - this article will take you through everything you need to know to get working.

RenoFi Resources

RenoFi was started in early 2018 because of the belief that we could make a difference in millions of homeowners’ lives by empowering them to transform their homes into spaces they love with a smart and affordable financing solution. Today we are announcing that we raised our Series A of $6.4M.

Renovation Education

Moving and renovating are both stressful events - so how can you decide?

Loan Case Studies

Learn how this homeowner renovated their home in a prime location to meet their eating, gathering, and entertaining needs with the help of a RenoFi HELOC.

Room Guides

Stuck on choosing a loan for your kitchen renovation? Learn how a RenoFi loan can help you with your kitchen remodel financing.

Loan Case Studies

Find out how a homeowner used a RenoFi HELOC to finance their renovation plans. See real-life statistics about the loan they qualified for and its value.

Loan Case Studies

See real stats on a homeowner’s current home value compared to the after renovated value using a RenoFi fixed rate home equity loan to finance.

Loan Case Studies

Learn how a homeowner used RenoFi to transform their charming old farmhouse into the house of their dreams with modern amenities.

Room Guides

RenoFi can help you figure out an affordable way to build an outdoor kitchen space for the whole family. Learn more about outdoor kitchen financing!

Room Guides

Learn how a RenoFi loan can help you when financing a deck remodel. Building a deck or patio could be a great way to increase the value of your home.

Room Guides

If you’re looking to build an ADU on your property, start with these pre-approved floor plans to make the permitting process a breeze.

Press

RenoFi is excited to announce its partnership launch with several new, innovative credit unions across the United States. RenoFi is adding an additional eight credit union partners that are currently offering its next-generation renovation loans. These partners are leveraging RenoFi’s platform to revolutionize the renovation financing experience for their members and beyond.

Renovation Education

Read our guide to learn which home remodel projects make the most sense to do first after buying a new home - and why.

Loan Education

Most homeowners have better options to finance a renovation than a personal loan, but many don’t know what these are and why they’re more suitable.

Press

RenoFi’s newest product provides a fixed-rate solution for renovating homeowners

RenoFi Resources

Realizing that it’s possible to turn your current home into a home you love is a great feeling. Discovering the smartest way to do it through a RenoFi Home Equity Loan is even better. We'll help you gather everything you need to apply with one of our lending partners using this helpful checklist.

Press

The guide serves as the premier resource for homeowners aiming to remodel historic homes

Press

RenoFi, the renovation enablement platform company, today announced $14 million in Series A funding. The round serves as a strong endorsement of RenoFi's vision to empower lenders to offer best-in-class financing solutions that better meet the needs of today's homeowners. Canaan led the round with new participation from NYCA Partners and CMFG Ventures. The company will use the funds to scale its business operations and product roadmap, including its first-of-its-kind renovation enablement platform for lenders.

Press

RenoFi Welcomes Former NCUA Chairman to Board of Advisors - The next-generation home renovation financial technology company, RenoFi, announces the addition of Debbie Matz as a Strategic Advisor to support RenoFi’s mission in fixing renovation finance for homeowners across the county.

Loan Education

A comprehensive guide to help you understand how you can add renovation costs to a mortgage and if this is the right option for you.

Room Guides

Does your roof need to be repaired or replaced? View our guide on roof renovation cost so you know what you're up against when the time comes.

Renovation Education

We interviewed a home renovation architect to find out everything there is to know about architectural plans for your remodeling project.

Room Guides

Thinking about converting your garage to an ADU and wondering if it’s a good idea? Here’s what you need to know!

Room Guides

Are you thinking about renting out your ADU for additional passive income? Here’s what you need to know.

Renovation Education

Are you planning a renovation project but are worried about going over budget? We asked expert builders and contractors to share their experience on the rooms most likely to face spiraling costs and WHY, so you can make sure it won’t happen to you.

Room Guides

Learn about the problems and obstacles that prospective ADU builders face in the Bay Area, and how RenoFi can simplify the financing process.

Loan Education

These are the terms you need to know when securing the financing you need for your remodel.

Room Guides

According to RenoFi Advisors, here are the top ten projects homeowners are financing with RenoFi Loans.

RenoFi Resources

Some of the most unique, historic and beautiful row houses are located in charming Philadelphia. Learn about the unique row houses in each Philly Neighborhood!

Renovation Education

Ten things you really need to know before you start a major home renovation.

Design

Planning a home remodel this year? Experts say these are the top design trends that you’ll be seeing a lot of in 2022.

RenoFi Resources

Will your RenoFi Loan application be approved by a lender? Here’s a list of the most common reasons homeowners are unable to qualify for a RenoFi Loan, as told to us by lenders offering RenoFi Loans.

Loan Education

Trying to decide which lender is best for your home improvement loan? Make sure you don’t end up with a bank or credit union that exhibits any of these three red flags.

Renovation Education

RenoFi went to the Philly Home Show in January with the goal of educating homeowners on financing their renovations, but we learned a lot too! Check out the top 3 things we learned from homeowners at the Home Show.

Design

Regardless of whether you have a home from the 1800s or a home built in 1980, remodeling is a chance to make your home reflect you. These are 5 trends other homeowners remodeling Philadelphia have loved that will help inspire you and your own project.

Design

These are the top design and style ideas that you should consider for your upcoming bathroom remodel, straight from the experts.

Design

Read on to see which kitchen renovation trends contractors and designers say are on their way out, and which trends are here to stay this year, so you can pick designs that will stand the test of time.

Renovation Education

We’ve asked a few recent RenoFi clients to share a few lessons they learned from their recent renovation in Philadelphia or the greater area. Here are 4 helpful tips based on their lessons learned.

Design

These are the blogs we’re reading to get inspiration for remodeling, find out the current home design trends, and learn renovation best practices from the experts.

Renovation Education

How well do you know your neighborhood? Before any remodeling work begins, learn about your property line, setbacks, easements and restrictions.

Loan Education

Discover the differences between VA Renovation loans and RenoFi Loans and how they both work for financing renovations.

Loan Education

Home renovation financing, and specifically PACE loans, got a major shout out on the most recent episode of Last Week Tonight with John Oliver.

Loan Education

If you're planning a home renovation in the near future, you CAN lock-in that awesome lower rate with a new mortgage, and when you're ready to renovate, just add RenoFi's renovation home equity loan on top without another refi. Here's how RenoFi loans can help you maximize your borrowing power and your cost savings — on your own time.

RenoFi Resources

Learn how the RenoFi Refi is different from a traditional cash-out refinance and how it makes it possible to finance your renovation.

Renovation Education

Your guide to decluttering and preparing your home before your home remodel.

Renovation Education

Weather, cost, holidays and work come into play when thinking about the best time of year to complete a home renovation project. In this article we’ll break down the pros and cons of each season for home remodels.

Renovation Education

If you want to renovate your home during the most popular time of the year, experts say it’s time to start now.

RenoFi Resources

RenoFi works primarily with credit unions to connect homeowners to the best financing options for home remodels. If you haven't used a credit union previously, here's a quick overview on why they can be such a great financial partner for funding your home improvement project, and how they work.

Renovation Education

You’re here because you’re considering a home renovation. And that means you're part of the many homeowners that say they’re planning home improvement projects in 2022. So why are home renovations now a lot more popular (and a lot less intimidating) for homeowners?

RenoFi Resources

Sometimes it's not always about the numbers - sometimes renovating your home means taking care of your family and their needs. That's why many people are curious about how to pay for home renovations - well, that's where RenoFi and a home renovation loan can help.

RenoFi Resources

How does the cost of renovating compare around the US and which projects give the best returns?

Room Guides

Looking to put an addition on your home? Learn about the types of home addition loans, their pros and cons, and how to use them to finance your project.