Loan Education

Understand different loan types, terminology and topics.

Loan Basics

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6 ways to raise your credit score quickly

If a low credit score is preventing you from getting approved for a home loan, there are a few things you can do to bring it up pretty quickly. Depending on what items on your credit report are holding you down, these are some of the fastest strategies to boost your score.

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7 loan options to pay for a home renovation

Finding the best way to pay for a home renovation project can be confusing, and in this guide, we walk you through all of the different options that you have available and lay down the pros and cons of each one.

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Everything you need to know about LTV (loan-to-value ratio)

What is loan-to-value ratio and how does it affect how much you can borrow with a home loan?

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HELOC vs. home equity loan: Which is a Better Way to Finance Your Next Renovation Project?

Decide if a HELOC vs Home Equity Loan is best for you. Figure out how useful they could be towards financing major projects like that home renovation you’ve been planning with this guide.

Renovation Loans

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An Expert Guide To Home Renovation Loans and How Home Improvement Loans Work

An expert guide to everything you need to know about home renovation loans. Boost your borrowing power by discovering the best renovation loans that factor in the after-renovation value, and tackle your entire home improvement wish list in one go!

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4 reasons why you've never heard of renovation loans

Paperwork and lack of information are some of the biggest reasons why most people have never used, let alone ever heard of renovation loans to finance home remodels - until RenoFi.

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Freddie Mac ChoiceRenovation Loan vs RenoFi Loan: Which Is Better For Renovating?

Discover the differences between Freddie Mac ChoiceRenovation Loans and RenoFi Loans and how they both work for financing renovations.

Home Equity

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What You Need To Know About Using A Home Equity Loan For Your Home Remodel

Considering a Home Equity Loan to finance renovations? DON'T apply for a Home Equity Loan until you've read this expert guide!

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Understanding Home Equity: How It Works and Best Practices for Building and Utilizing The Equity In Your Home

Learn what home equity is and how to use it. Find expert tips on how to increase home equity through home improvement.

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Are home improvements tax deductible?

If you completed a home improvement project using a home equity loan or HELOC, including RenoFi Home Equity Loans and RenoFi HELOCs, you may be eligible for home mortgage-interest deductions.

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3 reasons why you shouldn't use a cash-out refinance to pay for a renovation

For some homeowners, a traditional cash-out refinance isn’t going to be the best way to pay for home improvements. Make sure you explore your options to finance your renovation wishlist before going down this route.

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Can you add renovation costs to a mortgage?

A comprehensive guide to help you understand how you can add renovation costs to a mortgage and if this is the right option for you.

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What do low refinancing rates mean for your renovation?

If you're planning a home renovation in the near future, you CAN lock-in that awesome lower rate with a new mortgage, and when you're ready to renovate, just add RenoFi's renovation home equity loan on top without another refi. Here's how RenoFi loans can help you maximize your borrowing power and your cost savings — on your own time.

Construction Loans

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An Expert Guide to Construction Loans, and How They Work

Learn the ins and outs of construction loans, from the application process to disbursement and major risks. Make informed decisions for financing your construction project.

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3 reasons why you shouldn't use a construction loan for your renovation

There’s a better financing option for your home improvements.

FHA 203k + Fannie Mae Homestyle

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5 reasons why you shouldn't use a Fannie Mae Homestyle renovation loan

Looking for the best loan to finance your home renovation project? These are the biggest reasons why you should consider a RenoFi Loan rather than a Fannie Mae Homestyle Renovation Loan.

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Fannie Mae Homestyle renovation loans: what they are and how they work

A comprehensive guide to Fannie Mae HomeStyle renovation loans and if they are the best way to finance your renovation.

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FHA 203k loans vs Fannie Mae Homestyle loans: which should you use for a renovation?

Discover the differences between FHA 203k Loans and Fannie Mae HomeStyle Loans and how they both work for financing renovations.

Home Improvement Loans

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The 6 Best Types Of Home Improvement Loans to Finance Your Renovation Project

Discover home improvement loan options to upgrade your home. Get expert advice and tips to secure the best type of loan for your needs.

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4 reasons why you shouldn't use an unsecured home improvement loan

Learn why most homeowners shouldn’t use an unsecured home improvement loan to finance a renovation project and what your alternative options are.

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Pros and cons of using a personal loan for a home renovation

Most homeowners have better options to finance a renovation than a personal loan, but many don’t know what these are and why they’re more suitable.