Loan Basics

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6 ways to raise your credit score quickly

If a low credit score is preventing you from getting approved for a home loan, there are a few things you can do to bring it up pretty quickly. Depending on what items on your credit report are holding you down, these are some of the fastest strategies to boost your score.

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7 loan options to pay for a home renovation

Finding the best way to pay for a home renovation project can be confusing, and in this guide, we walk you through all of the different options that you have available and lay down the pros and cons of each one.

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Everything you need to know about LTV (loan-to-value ratio)

What is loan-to-value ratio and how does it affect how much you can borrow with a home loan?

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How do lenders set rates for home equity loans?

Here’s a little background on the different factors that will dictate your rate for a RenoFi Loan. There are four main components that lenders will use to determine your rate.

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How to calculate your debt-to-income (DTI) ratio

Learn more about debt-to-income ratios: what they are, how lenders calculate them, and use the RenoFi DTI calculator to calculate yours

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The RenoFi glossary of renovation finance terms

These are the terms you need to know when securing the financing you need for your remodel.