Jacob Wermuth

Senior Loan Officer Email [email protected]
Phone 573-262-8679 Schedule Schedule a call
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Get started with Jacob

Jacob Wermuth is a Loan Officer at RenoFi with more than a decade of experience in the mortgage industry. He specializes in home financing, as well as renovation and construction lending. Jacob is dedicated to helping clients bring their home renovation plans to life by tailoring financing solutions to their individual needs and goals. Outside of work, Jacob enjoys staying active, especially through exercise and golfing. He, his wife, and their daughter also love to travel and explore new places whenever they can

Based in Columbia, MOBased in Columbia, MO NMLS #1326109

Loan options for every scenario.

Loan options may vary depending on your location and available lender.

Renovations
Renovating an existing home or a home that you're looking to purchase.
Purchases
Purchasing a new home or land to build on.
ADUs
Adding an ADU to to a property you own or planning to purchase.
New Builds
Building a new home from the ground up or demolishing an existing structure.

Recent RenoFi Reviews

RenoFi Renovation Loans

RenoFi Renovation Loans unlock the power of your home’s future value so you can:

Keep existing mortgage without refinancing.
Get lower rates based on the future value of your home.
Pay early without prepayment penalties.
Choose between fixed rate and variable rate home equity loan and HELOC options.
Get started with Jacob

Perfect for ADU financing

Finance the addition of an Accessory Dwelling Unit with RenoFi and enjoy:

  • Increased Property Value

  • ADUs can significantly increase the value of a property by adding usable square footage and expanding living spaces.

  • Flexible Living Spaces

    ADUs offer flexible options for homeowners, whether they’re looking to:

    • Create a private space for family members (like elderly parents or young adults).
    • House guests.
    • Set up a home office or studio. This flexibility adapts well to changing family needs and lifestyle shifts.
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Why a RenoFi Loan is the best loan for your renovation

Renovation
Loans		Standard Cashout RefiStandard Home Equity LoanConstruction Loan
Loan based on the after renovation value
Borrow up to 90% after renovation value
No refinancing options available
Inspections and draws not required

Borrow more

RenoFi matches homeowners to the best financing product for their project.

Longest Terms, Lowest Rates

Terms up to 20 years. Rates are based on the after renovation value.

No Refinancing Required

Have a great rate locked in on your first mortgage? No problem!

Cash Up Front

Once approved, homeowners receive 100% of cash up front. No draws, no inspections.

See what Renofi can do for you

Contact Jacob

Jacob Wermuth

Jacob Wermuth

Senior Loan Officer
NMLS #1326109 Phone 573-262-8679
Schedule a call using the button below or contact me using the contact form.
Schedule a call
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