Josh Bartucca

Josh Bartucca

Senior Loan Officer NMLS #461713
Renovate Purchase
Schedule a call with Josh Email [email protected] Phone 916-907-7545 Based in Elk Grove, CA
Loan Options for Purchase and Renovations
Conventional 1st Mortgage Financing
Renovation Financing
RenoFi 2nd's based on After Renovation Value
New Construction Financing
Options to keep your existing mortgage without refinancing!
Loan options may vary depending on your location and available lender.

Learn more about

Josh Bartucca
Josh Bartucca is a Sr. Loan Officer at RenoFi with over 20 years of Real Estate lending experience. He was excited to join the RenoFi team and build his mortgage practice. He resides and works out of Elk Grove, CA. Josh has been married for 22 years with two wonderfully bright children who are just beginning their lives as adults. He is looking forward to the amazing times ahead as they transition, and as he and his wife begin their new chapter together.

RenoFi Loans are unique because they allow you to borrow against what your home will be worth after the renovation is completed. This greatly increases your borrowing power and you get to keep your existing mortgage without refinancing.

Learn more about RenoFi Loans

A conventional loan allowing you to finance the renovations into your mortgage! Good for purchasing a property that needs updating or to remodel your current home. Borrow against the future / after-improved value of your home! Minimum 3% down for first time buyers, 5% for others. Owner occupied, second home and investor loans available.

Learn more about Conventional Homestyle

An FHA loan that allows you to finance your renovations. Good for purchase or refinance. Perfect for first time buyers! Minimum 3.5% down. Owner-occupied only.

Learn more about FHA 203k Loan

Renovation loan for veterans. Same VA loan requirements but borrow money on top of the purchase to renovate a property. Owner-occupied only.

Learn more about VA Renovation

Articles and Resources

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HELOC vs Home Equity Loan: Major Differences and Best Use Cases (for Renovation)

Decide if a HELOC vs Home Equity Loan is best for you. Figure out how useful they could be towards financing major projects like that home renovation you’ve been planning with this guide.

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2023 Renovation Loan Expert Guide: What are Home Renovation Loans and How Do They Work?

An expert guide to everything you need to know about home renovation loans. Boost your borrowing power by discovering the best renovation loans that factor in the after-renovation value, and tackle your entire home improvement wish list in one go!

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FHA 203k loans vs Fannie Mae Homestyle loans: which should you use for a renovation?

Discover the differences between FHA 203k Loans and Fannie Mae HomeStyle Loans and how they both work for financing renovations.

Why a RenoFi Loan is the best loan for your renovation

Renovation
Loans		Standard Cashout RefiStandard Home Equity LoanConstruction Loan
Loan based on the after renovation value
Borrow up to 90% after renovation value
No refinancing options available
Inspections and draws not required
See what RenoFi can do for you
See what RenoFi can do for you
Borrow more

Borrow more

RenoFi matches homeowners to the best financing product for their project.

Longest Terms, Lowest Rates

Longest Terms, Lowest Rates

Terms up to 20 years. Rates are based on the after renovation value.

No Refinancing Required

No Refinancing Required

Have a great rate locked in on your first mortgage? No problem!

$

Cash Up Front

Once approved, homeowners receive 100% of cash up front. No draws, no inspections.

Contact Form

Contact me using the form or give me a call at 916-907-7545
Josh Bartucca

Josh Bartucca

Senior Loan Officer NMLS #461713
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