Introducing Todd Bruess, a distinguished Senior Loan Officer with an impressive three-decade career in the financial industry. Todd's journey has been marked by a steadfast commitment to excellence, guiding clients through the intricate world of loans and mortgages with unparalleled expertise.%0ABeyond the world of finance, Todd finds his greatest joys in the company of his beloved family. His wife and two boys are the pillars of his life, providing a foundation of love and support. The Bruess household is also lively with the presence of four furry companions, making every day a delightful adventure with the family pack. In the pursuit of work-life harmony, Todd has cultivated a passion for outdoor activities that bring both relaxation and exhilaration. A golf enthusiast, he enjoys the strategic challenges and camaraderie the sport offers. Whether it's a competitive round with friends or a leisurely game with family, Todd values the time spent on the golf course. Equally drawn to the open waters, Todd is an avid boater. From navigating tranquil lakes to exploring coastal waters, he embraces the freedom and serenity that boating provides. It's a hobby that allows him to unwind and create lasting memories with his loved ones.%0ATodd Bruess stands not only as a seasoned professional in the financial arena but also as a dedicated family man who understands the importance of a balanced and fulfilling life. With a wealth of experience and a passion for both the intricacies of loans and the joys of family and outdoor activities, Todd continues to make a lasting impact in the financial industry while relishing the moments spent with his wife, two boys, and four delightful dogs.
RenoFi Loans are unique because they allow you to borrow against what your home will be worth after
the renovation is completed. This greatly increases your borrowing power and you get to keep your
existing mortgage without refinancing.
Learn more about RenoFi Loans
A conventional loan allowing you to finance the renovations into your mortgage! Good for purchasing
a property that needs updating or to remodel your current home. Borrow against the future / after-improved
value of your home! Minimum 3% down for first time buyers, 5% for others. Owner occupied, second home and
investor loans available.
Learn more about Conventional Homestyle
An FHA loan that allows you to finance your renovations. Good for purchase or refinance. Perfect for first time buyers!
Minimum 3.5% down. Owner-occupied only.
Learn more about FHA 203k Loan
Renovation loan for veterans. Same VA loan requirements but borrow money on top of the purchase to renovate a property.
Owner-occupied only.
Learn more about VA Renovation 
