RenoFi Home Renovation Loans

A RenoFi Loan factors in what your home will be worth after the renovation, allowing you to borrow all of the money you need at the lowest rate possible. Below you will find the different types of RenoFi Loans being offered today by lenders. Not all loan types may be available, please contact RenoFi to see which renovation options may be available to you.

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RenoFi Home Equity Loan (Fixed Rate Boost)

Built for those who want the peace of mind of a fixed rate without the need to refinance your first mortgage!

  • Loan amounts from $20k to $500k
  • Fixed rates starting as low as 4.12%
  • Term up to 20 years
  • Ability to borrow up to 90% of the Post-Renovation-Value
  • Full loan amount available at closing

Lender programs vary by state, speak with us today to learn more or check our FAQs.

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RenoFi Home Equity Line of Credit (Boost HELOC)

Built to provide the flexibility of drawing what you need when you need it without the need to refinance your first mortgage!

  • Loan amounts from $20k to $500k
  • Variable rates starting as low as 4.45% (Prime +1.2%)
  • 10 year interest only period, followed by 20 year amortization
  • Ability to borrow up to 90% of the Post-Renovation-Value
  • Line of credit that can be drawn down & paid back at your leisure for 10 years

Lender programs vary by state, speak with us today to learn more or check our FAQs.

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Coming Soon

RenoFi Cashout Refi

Combine refinancing your first mortgage AND secure the cash you need to tackle that major renovation project!

  • Mortgages up to $2,000,000
  • Rates starting as low as 2.875%
  • Terms up to 30 years
  • Borrow up to 90% of the Post-Renovation Value
Coming soon!

How do I know if a RenoFi loan is right for my project?

The RenoFi team is standing by to help you better understand how RenoFi Loans work and the projects they are best suited for. Have a question - Chat, Email, Call now...

Have More Questions About Our Home Renovation Loans?

We've compiled the answers to questions other homeowners have asked us...

RenoFi Home Equity Loans give homeowners the benefit of the improvements they are making to their home up front, meaning the home value used in the loan is the after renovation value, not the current home value. We've written extensively on how this works.
Lenders offering RenoFi Loans work with RenoFi’s Renovation Underwriting Platform along with licensed, experienced renovation appraisers to perform an appraisal based on your renovation plans. We wrote all about it here.
Nope! If you have a great rate locked in on your primary mortgage, there is no need to lose that rate and pay mega closing costs all over again.
We have a complete checklist that you can find here.

Additional questions? Check out more of our FAQs or speak with us today to learn more.